Let Currency Flow More Freely

About us

xCurrency Hubs serves as a pivotal cross-border payment infrastructure service provider, with direct connections to the core systems of banks within China. We offer efficient CNY clearing and settlement services, along with robust cross-border regulatory compliance technical services for global financial institutions.

Leveraging next-generation information technologies like blockchain and big data, xCurrency Hubs revolutionizes cross-border payments. We ensure transactions are quicker, cost-effective, highly secure, and rigorously regulated.

Establishing Global Payment Infrastructure for the Web 3.0 Era

Streamlining Global Payment Infrastructure

xCurrency Hubs revolutionize the infrastructure of cross-border payments, assist financial institutions in digitalization, and enhance the efficiency of payment services.

Technologically Driven, Embracing Innovation

We utilize blockchain to accelerate financial system transformation in Web 3.0, reducing cross-border costs and enhancing regulatory interoperability.

Expanding Services Globally

By collaborating with international banks, we have established multiple offshore centers to build a solid payment network, enhancing clearing and settlements in CNY.

Global Compliance Insights

With our understanding of cross-border regulations, we've created a transaction system meeting global standards using smart contracts to tackle core payment challenges.

Collaboration with the Industry

We offer system support to diverse financial institutions to seamlessly integrate with the xCurrency Hubs system, expand CNY business swiftly, and boost industry co-prosperity.


2021 Sep
Establishment of xCurrency Hubs

Confirm the core business model as providing cross-border payment infrastructure services, and start R&D to expand into the global market.

2022 Mar
Cross-border payment system PaymentLink product launched

Applied CNY cross-border payment service for tuition payments in the Guangdong-Hong Kong-Macau Greater Bay Area

2022 May
Cross-border payment system SaaS product launched

Started serving institutional clients in the Asia-Pacific region

2022 Aug
Cross-border payment system API product launched

System automation level exceeded 98%

2023 Jun
Market penetration rate increased

Became the major CNY settlement system service provider for SEA markets

2023 Sep
Launch of XC system

Officially introduced the XC cross-border payment system based on blockchain technology, significantly improving payment efficiency

2023 Dec
Support for various payment scenarios

Accommodates various cross-border payment scenarios including C2C, B2B, B2C

2024 Mar
Application of transaction risk alarm system

Augmented the cross-border supervision capacity of the payment system, addressing the core challenge of cross-border payments

2024 May
Establish Asia-Pacific Center in Shanghai

Establish R&D and operation teams in key cities such as Shanghai, Shenzhen, Zhuhai, Hong Kong, Hangzhou, etc. In Singapore and Malaysia we will gradually establish overseas offices.

We are a distributed team

We have offices and teams all around the world.

Hong Kong
Kuala Lumpur

Want to know more?

Our solution experts are here to help you with any questions you got, providing more detailed product information, or designing precise solutions for your needs.

Unleashing the potential of the Cross-Border Payment Infrastructure built on Web3 for seamless financial connectivity.

TRAVEL TAO LIMITED holds a Money Service Operator license issued by Hong Kong Customs. License number NO.17-10-02224

© 2024 xCurrency Hubs, Inc. All rights reserved.