Payout
Real-time direct
Transfers to China
Our real-time payout network offers quick to market solution and competitive fees full compliant with China regulation.
Your journey begins here
We offer a faster, simpler, digital and
cost-effective alternative to legacy platforms.
100%
compliance assurance
Choose a secure, compliant cross-border remittance solution that keeps your payments safe and legal.
70%
savings on transaction costs
By integrating directly with banks, we significantly lower the cost of your payments to China.
< 1 sec
transfer time
Our platform operates 24/7, ensuring prompt and secure fund transfers to Chinese clients' accounts, supporting your business globally.
90%
reduction in payment errors
With our intelligent multi-track payment system, we optimize each transaction's route for efficiency and reliability, significantly boosting success rates.
Expand your business to China with our All-in-One payout platform
Person-to-Person
Rapid and Reliable Personal Money Transfers to China
Accelerate your individual remittances to China using a variety of channels with our smart routing. Most transfers are completed instantly. Experience the convenience of connecting to China with simplicity.
Business-to-Person
Smooth Connection to Your Payroll Systems
Enhance your global payroll operations with our streamlined solutions, ensuring cost-effective bulk payments to overseas Chinese companies or businesses employing Chinese staff.
Business-to-Business
Leverage China's International Commerce Capabilities
Navigate the complexities of conducting business with China effortlessly, and benefit from smoother and more efficient trade payments. Tap into the vast potential offered by China’s prominent position in the global market with xCurrency Hubs' advanced services.
How to launch?
Interviews, tips, guides, industry best practices, and news.
Step 0
ONBOARD
Eligibility · Documents · Account
Step 1
Design & Experience
Demand · Analysis · Solution
Step 2
Integration & Development
Backend · Frontend · Test
Step 3
Launch Product
Service · Maintenance · Feedback
How does it work?
Less intermedium, more money received.
Traditional Remittance
xCurrency mass payment
100%
50%
0%
Payer
PSP / Bank A
Payment Infrastructure
Correspondent bank A
Correspondent bank B
Payment Infrastructure
PSP / Bank B
Payee
Flexible, affordable and reliable payment solutions.
API
API toolkit rapidly delivers solutions for you and your customers with a simple integration.
Saas
Designed for businesses that want to fully control your user experience.
White-label
Customize your own brand with White-label and fully compliant avoiding dev and ops time and costs.
Any questions?
We're here to help.
What information needed to provide to make a remittance?
We provide you with two collection modes: a Classic mode and a Xpress mode.
In Classic mode, these are required:
Payee Full Name (Chinese)
Payee Gender
Payee Occupation
Payee Address
Payee Phone Number
Payee ID Card No
ID Start/Expire Date
ID Images (front & back)
Payee Bank Card No
In Xpress mode, these are required:
Payee Full Name (Chinese)
Payee Phone Number
Payee ID Card No
Payee Bank Card No
How many receiving banks accepted?
Currently, the payout service covers UnionPay debit cards issued by 500 banks in China. When encountering bank cards that are not supported, please contact our account manager.
Is the remittance received with full amount?
Yes, what you see is what you get! The CNY amount received by the recipient is consistent with the exact amount when payers placed the order.
Ready to get started?
Contact our experts to build innovations, get unparalleled technical and account support and get customized pricing and packages.
Unleashing the potential of the Cross-Border Payment Infrastructure built on Web3 for seamless financial connectivity.
Platform
For Challenge Bank
For Fintechs
Resources
TRAVEL TAO LIMITED holds a Money Service Operator license issued by Hong Kong Customs. License number NO.17-10-02224
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